Genesee General Agency Inc

Insurance Services

• Transportation

  The transportation industry is vital to the health of our economy, responsible for transporting people, products and goods throughout our country. There are many types of businesses that fall under the auspices of the industry, each with their own complex and dynamic risks depending on the services they provide, the geographic territory and clients they serve, and many other factors. In addition, a heightened regulatory environment, including anticipated new rules for truckers and fleet owners by the Federal Motor Carrier Safety Administration (FMCSA) that covers driver coercion, hours of service, driving training and other issues, is set to put more pressure on businesses as they face greater exposures.

• Garage

  At Genesee General and Genesee General of Colorado, we specialize in insuring the garage risks for a broad range of classes, including those in the selling and servicing of autos and service operations that engage in repairing, towing, servicing, salvaging, and valet parking. Our experienced staff with more than three decades of experience can assist you with securing the right combination of coverages to address your client’s risk profile.We understand how the exposures and insurance requirements of such businesses in this niche are distinctive in that Auto Liability and General Liability coverage needs tend to overlap. The Garage policy combines, in one form, coverage for liability exposures arising from the entity’s premises, operations, products, completed operations, independent contractors, contracts, along with ownership, maintenance, or use of autos. Garage keepers addresses the care, custody, and control issue that garage risks face.

• Professional Liability

  The risk landscape is full of new but pervasive hazards that include heightened scrutiny in employment practices on behalf of federal and state agencies; emerging cyber threats such as phishing and social engineering; and stricter enforcement of regulations, particularly in the medical and allied healthcare industry; a wider range of boardroom exposures; and increased malpractice and E&O lawsuits across a broad spectrum of professionals. In response, Genesee General and Genesee General of Colorado offer the most up-to-date coverage solutions to address targeted areas of exposure that threaten your insureds’ businesses.Our extensive professional liability coverages are available through Admitted and Non-Admitted markets. Longstanding relationships with our carrier partners enable us to negotiate favorable policy terms and competitive rates. Our underwriters are experienced in tailoring policies to address your client’s risk profile, critical in properly insuring professionals for Erro

• Property and Casuality

  Genesee General and Genesee General of Colorado offer agents solutions for their personal and commercial lines clients to protect their assets and property in the event of a loss. We work exclusively with A-rated or better carriers, providing your clients with the security and stability they expect from you. Binding and brokerage markets are available, enabling us to meet your client needs in a timely fashion – even for the most complex risks that require a robust insurance program to respond to their varied exposures.Whether you are expanding your footprint in the emerging niche of medical marijuana dispensaries, have a hospitality risk with a liquor liability exposure, need to protect a manufacturer with coverage that includes products liability and product recall, or looking to provide a wrap-up for a large construction project, our underwriters have the experience, expertise, and markets to secure a competitive and comprehensive solution. We have the ability to insure all-size ac

• Online Quoting

  At Genesee General and Genesee General of Colorado, we’re always looking for ways to streamline the workflow process of our agency partners. Whether you’re in the office, at a client’s location or on the road, our goal is to put the tools you need at your disposal. Part of this involves providing online quotes and premium indications so you can better respond to your insureds and prospects.

• Program Underwriters Overview

  We seek to develop programs for which we have in-depth industry knowledge and find a need in the insurance marketplace. Some of the best program ideas come from independent agents, and we welcome your ideas!